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Siding replacement in progress on a single-story home

Roofing · St. Charles, MO

Roof Repair & Replacement in St. Charles, MO

Hail Mary Roofing & Exteriors serves homeowners in St. Charles, Missouri, with roof repair, replacement and storm inspections. We assess the roof and explain the work in a written estimate before you choose a direction.
  • Free Roof Inspection
  • 24/7 Emergency Tarping
  • Lifetime Warranty on Shingle Roofs

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Free roof inspection with a photo report · Lifetime workmanship warranty on asphalt shingle roofs, transferable to a new owner one time; 10-year workmanship warranty on all other work

Free roof inspection, with a photo report of what we find.

Roof junctions deserve a closer look

On a home with a porch, chimney or attached addition, a leak may begin at a junction rather than in the middle of the shingles. For St. Charles homeowners, we check those transitions alongside the roof slopes and look for a consistent water path.

Storm history in St. Charles

St. Charles has recorded 3-inch hail twice since 2023 — more large-hail days than anywhere else we serve. These are the National Weather Service storm reports for the city since 2022.

Source: National Weather Service St. Louis local storm reports, 2022–2026. Hail sizes are preliminary spotter and media reports.

Two 3-inch and two 2.5-inch hail events in two years is unusual anywhere. Most St. Charles roofs older than 2023 have taken at least one of them.

Repair or replacement in St. Charles, MO

Compatible repair materials and sound surrounding roofing matter as much as the size of the stain. We explain what a targeted repair would address and when widespread wear makes a full replacement more practical.

Compare our roof repair and roof replacement services.

See our St. Charles County, MO roofing page and all service areas.

After a storm, see our storm damage roof repair page, call for 24/7 emergency roof tarping if water is getting in, and read how we help with the insurance process.

Lifetime workmanship warranty on asphalt shingle roofs, transferable to a new owner one time; 10-year workmanship warranty on all other work.

Questions about roofing in St. Charles

What does 3-inch hail do to an asphalt roof?

Stones that size punch through the granule layer and often crack the mat and the decking beneath. The May 2023 and March 2024 St. Charles storms both produced hail this large. It is not a repair situation — it is almost always a full replacement, and documented hail that size is usually straightforward to show an adjuster.

My roof was replaced after the 2023 hail. Is it covered for the 2024 and 2025 storms?

Yes — a new roof is insured like any other. If it was hit again in March 2024, May 2024 or May 2025 that's a new claim. Ask us about Class 4 impact-resistant shingles for the replacement; some insurers discount premiums for them — ask yours, which matters in a county that gets this much hail.

Which areas of St. Charles do you cover?

All of St. Charles, Harvester, Weldon Spring, Cottleville, St. Paul and New Town, plus Orchard Farm and West Alton.

Do you handle Missouri insurance claims differently from Illinois?

The process is similar, but Missouri has its own rules on matching, depreciation and contractor involvement. We work on both sides of the river and explain what applies to your policy before you file.

Book your free roof inspection

Takes about a minute. Fields marked * are required.

Type of request

Up to 3 photos. A picture of the damage helps us understand the job before we visit.

Preferred contact method

Pick an open 2-hour window (Central time) and it's reserved for you, or leave it and we'll arrange a time.

Free roof inspection with a photo report · Lifetime workmanship warranty on asphalt shingle roofs, transferable to a new owner one time; 10-year workmanship warranty on all other work

Ready to have your roof looked at?

Tell us what's going on with your roof and we'll follow up to schedule an inspection and estimate.

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